Journal article
Anoosheh Rostamkalaei, Miwako Nitani, A. Riding
Journal of Small Business Management, 2019
Journal of Small Business Management, 2019
Semantic Scholar
DOI
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Cite
APA
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Rostamkalaei, A., Nitani, M., & Riding, A. (2019). Self-employment, financial knowledge, and retirement planning. Journal of Small Business Management.
Chicago/Turabian
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Rostamkalaei, Anoosheh, Miwako Nitani, and A. Riding. “Self-Employment, Financial Knowledge, and Retirement Planning.” Journal of Small Business Management (2019).
MLA
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Rostamkalaei, Anoosheh, et al. “Self-Employment, Financial Knowledge, and Retirement Planning.” Journal of Small Business Management, 2019.
BibTeX Click to copy
@article{anoosheh2019a,
title = {Self-employment, financial knowledge, and retirement planning},
year = {2019},
journal = {Journal of Small Business Management},
author = {Rostamkalaei, Anoosheh and Nitani, Miwako and Riding, A.}
}
Abstract
ABSTRACT The level of self-employed individuals’ financial knowledge holds implications with respect to financial stability, economic welfare, and growth of young enterprises. This study found that self-employed individuals did not differ significantly from employed workers in terms of their financial knowledge. Self-employed workers were less likely than employed workers to be engaged in financial practices that improved their long-term financial health. However, there was no difference in the level of confidence in future retirement prospects between self-employed individuals and their employed counterparts. With the ongoing erosion of social protection systems, this research provides a basis for addressing the issue of relatively poor retirement planning among self-employed workers.
