APA   Click to copy
Rostamkalaei, A., Nitani, M., & Riding, A. (2018). Borrower discouragement: the role of informal turndowns. Small Business Economics.

Chicago/Turabian   Click to copy
Rostamkalaei, Anoosheh, Miwako Nitani, and A. Riding. “Borrower Discouragement: the Role of Informal Turndowns.” Small Business Economics (2018).

MLA   Click to copy
Rostamkalaei, Anoosheh, et al. “Borrower Discouragement: the Role of Informal Turndowns.” Small Business Economics, 2018.

@article{anoosheh2018a,
  title = {Borrower discouragement: the role of informal turndowns},
  year = {2018},
  journal = {Small Business Economics},
  author = {Rostamkalaei, Anoosheh and Nitani, Miwako and Riding, A.}
}